Debt Reduction 101

OK – I was going to start my “Latte Factor” countdown next week, but there’s never been a better time than right now – mostly because I got paid yesterday and I feel like I have a clean slate to work with. Also, since it’s a new paycheck and the end of the month, [...]

I remember a couple times earlier this year when I found myself with pocket change or a negative balance in my checking account, I would hum the following line in my head: “Things been a little tight, but I know they’re going to turn my way.”
That comes from Bruce Springteen’s song “Girls In Their [...]

I’m sitting here pre-coffee, but I’m pretty excited about what I’m thinking about writing for next week. I’m reading David Bach’s “Smart Couples Finish Rich” right now – it’s just been by my bedside stand for about three weeks now – I have to get it back to the library by Dec. 2, so [...]

“Dude, can I bug you for a second?”
Considering that I was spending more time reading about Obama’s picks for various members of his Cabinet on CNN than actually working, I “minimized” my Internet browser and looked up expectantly at my co-worker.
“What’s up?”
[...]

When Future Husband and I shopped for our first home together, FH managed to get the most bang for the $120,000-130,000 price range that he was shopping with. We spent $123,000 on a 1967 ranch-style home that boasts 2,200 square feet. Not as new as some of the other homes we toured on [...]

After stepping on the scale recently, freaking out that my wedding dress wouldn’t fit and being sick and tired of my general health anyway I decided to join a gym. Smart? Probably, if you look at it as an investment into my long-term health. Frugal? Well, I went and took advantage [...]

OK – I know this is a “debt reduction” blog. But for me, a big facet of my debt reduction journey has been my employment. If I don’t work, I don’t have money to pay my debt, ergo – work is a big deal to me. As I’ve said before, I work [...]

It’s been a quiet day today at the cab company, allowing me to catch up on the many emails in my inbox, look through my municipality’s weekend newspaper and just basically veg out for eight hours.
As my work day winds down, I’ve spent the past hour engrossed in this site. This California-based couple took [...]

May I have a moment to boast? OK, thank you. For all of my faults when it comes to my personal finances, I am one hell of a worker. OK, well maybe I’m not perfect, but I like to think that I’m one of those people that companies really want to hire. [...]

Dr. Pepper is honoring a promise to give Americans a free soda. Why are we graced with free pop? Because Axl Rose finally got his … uh, act! … together and released the “Chinese Democracy” album.
Just thought I’d share.