Debt Reduction 101

The last time I left a job, I was actually leaving a seven-year career in journalism. At the time, I let people think it was because of my burgeoning relationship with Future Husband that was prompting me to move south to Rochester and to leave the newspapers that I loved just about as much I [...]

Although Future Husband’s car is a far cry from my Rattling Death Trap (RDT), he’s been having some problems lately – a funky feeling in the steering wheel when he has to make a hard turn, just some of those intuitive feelings one has when they’ve driven a car for awhile and know that knocking [...]

Sorry I was incommunicado yesterday – we had a big event at my full-time job that I was coordinating and I have to be honest. I think it managed to kick my arse. The event (it was basically an open house) went well, but I tell you – between the worrying that it’s going to [...]

There’s this guy I know – I’m gonna call him Jake. Jake is a nice fella, comes from a decent family that has money, but Jake is kind of a ne’er-do-well when it comes to his life. He has a kid out of wedlock, he’s started and stopped college more times than I can count [...]

I love online banking – it is one of those convenience factors that has saved my butt and my sanity multiple times. But there is also a downfall with this convenience. When I log in to see what is in my checking account, I automatically see what’s in my savings account too. Well, that’s not [...]

I’m doing my time at the cab company this morning and surfing the ‘Net (yes, I know this job is tough). As I was scanning my beloved MSN, this headline jumped out at me “My Friend Thinks I’m A Freeloader.” And because I do love a good dramatic story, I clicked on the link. Here’s [...]

I’m going to be honest right off the bat: There are probably a zillion bloggers out there who are better at this sort of thing than I am. Jennifer Derrick wrote an excellent article called “The Totally Free (or Nearly) Christmas” where she voiced some of my frustrations to a T. My favorite part of [...]

Well, my buddies on eBay must have sensed that my day was going bad, because along with my letters from my bastardly dental insurance provider, I also had two envelopes from California and Indiana respectively containing my booty from successful eBay bids. And man alive – I think this goes back to the old adage [...]

One thing that the frugal journey has taught me is that one should always open mail, no matter how unpleasant looking it seems (i.e. – the letters from the bank that are too thin to be legitimate statements and probably contain news of an overdraft; letters threatening collection; phone bills, etc.). Two letters from my [...]

December is already in full swing and I admit that this month has me in a bit of a panic. My wedding is in April and I haven’t ordered invitations yet, half of our Save the Dates are in some state of flux in my office and we haven’t even tackled what we want to [...]