Comments on: Scooting across the finish line http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html Digging my way out of debt Tue, 15 Nov 2011 21:23:21 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Kevin http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html/comment-page-1#comment-1063 Kevin Mon, 19 Oct 2009 14:46:26 +0000 http://www.debtreduction101.com/?p=799#comment-1063 I don't know why most people are suggesting that you wait and do it on your own. Your husband and you are a team. I say take the money from him and pay him back in the two weeks. You don't need to consider the debt completely paid until he's officially paid back but it would be so much better to owe your husband than it is to owe a heartless company. You're still going to pay the debt off all on your own. He's not giving you the money, he's just giving you a 0% interest loan for a couple weeks. You're still going to pay the debt. I don't know what your interest rate is for that amount but it's still a few bucks in interest over two weeks (maybe $2-$3 but that is something). I can't imagine a good reason to give an extra couple bucks to a company when I could keep it myself. I don’t know why most people are suggesting that you wait and do it on your own. Your husband and you are a team. I say take the money from him and pay him back in the two weeks. You don’t need to consider the debt completely paid until he’s officially paid back but it would be so much better to owe your husband than it is to owe a heartless company.

You’re still going to pay the debt off all on your own. He’s not giving you the money, he’s just giving you a 0% interest loan for a couple weeks. You’re still going to pay the debt.

I don’t know what your interest rate is for that amount but it’s still a few bucks in interest over two weeks (maybe $2-$3 but that is something). I can’t imagine a good reason to give an extra couple bucks to a company when I could keep it myself.

]]> By: Deb http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html/comment-page-1#comment-1060 Deb Mon, 19 Oct 2009 03:14:37 +0000 http://www.debtreduction101.com/?p=799#comment-1060 You're so close! Congratulations. I say do it yourself in two weeks. You’re so close! Congratulations. I say do it yourself in two weeks.

]]> By: John DeFlumeri Jr http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html/comment-page-1#comment-1056 John DeFlumeri Jr Sat, 17 Oct 2009 08:09:02 +0000 http://www.debtreduction101.com/?p=799#comment-1056 You are doing it! Way to go, get that debt over with. John DeFlumeri Jr You are doing it! Way to go, get that debt over with.

John DeFlumeri Jr

]]> By: Bobby http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html/comment-page-1#comment-1055 Bobby Sat, 17 Oct 2009 03:35:27 +0000 http://www.debtreduction101.com/?p=799#comment-1055 I agree, don't take the money. See this thing through--some things are more important than the money saved (by paying earlier). Congratulations. I agree, don’t take the money. See this thing through–some things are more important than the money saved (by paying earlier). Congratulations.

]]> By: Paul http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html/comment-page-1#comment-1054 Paul Fri, 16 Oct 2009 22:15:30 +0000 http://www.debtreduction101.com/?p=799#comment-1054 I wouldn't quite go that far :) but I agree that the amount of interest charges are minor in two weeks, and personal satisfaction and feeling of accomplishment are valuable things. So, if it will add to the good feeling you will have when you press that button for the last time on October 29, 2009, A.D. (need to add A.D. to add even more drama!) then do it yourself. I wouldn’t quite go that far :) but I agree that the amount of interest charges are minor in two weeks, and personal satisfaction and feeling of accomplishment are valuable things. So, if it will add to the good feeling you will have when you press that button for the last time on October 29, 2009, A.D. (need to add A.D. to add even more drama!) then do it yourself.

]]> By: Jay Gatsby http://www.debtreduction101.com/2009/10/16/10799_scooting-across-the-finish-line.html/comment-page-1#comment-1049 Jay Gatsby Fri, 16 Oct 2009 15:00:10 +0000 http://www.debtreduction101.com/?p=799#comment-1049 You'll save interest charges, but you'll lose the pride in having finally finished something all by yourself. If you take your husband's money, you'll regret it and perhaps even be angry at your husband for not having forced you to exercise the necessary discipline/patience to finish it yourself. You’ll save interest charges, but you’ll lose the pride in having finally finished something all by yourself. If you take your husband’s money, you’ll regret it and perhaps even be angry at your husband for not having forced you to exercise the necessary discipline/patience to finish it yourself.

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