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	<title>Debt Reduction 101 &#187; Random!</title>
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	<description>Digging my way out of debt</description>
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		<title>Power to the people! BoA drops debit card fee</title>
		<link>http://www.debtreduction101.com/2011/11/01/101376_power-to-the-people-boa-drops-debit-card-fee.html</link>
		<comments>http://www.debtreduction101.com/2011/11/01/101376_power-to-the-people-boa-drops-debit-card-fee.html#comments</comments>
		<pubDate>Tue, 01 Nov 2011 17:15:22 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1376</guid>
		<description><![CDATA[Will 2011 be the year of the &#8220;backpedal?&#8221; First, Netflix tries to deflect the backlash of splitting its streaming and mail service but &#8220;undoing&#8221; said changes. And now &#8230; Bank of America drops their proposed $5 debit card fee and other banks are following suit. This likely won&#8217;t pave the way towards world peace, but it&#8217;s nice to hear that companies are actually listening to their consumers.]]></description>
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		<title>Got candy?</title>
		<link>http://www.debtreduction101.com/2011/11/01/101374_got-candy.html</link>
		<comments>http://www.debtreduction101.com/2011/11/01/101374_got-candy.html#comments</comments>
		<pubDate>Tue, 01 Nov 2011 11:00:02 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1374</guid>
		<description><![CDATA[I don&#8217;t have kids and since we have more ornery teenagers than cute princess and vampire types in the neighborhood, we keep our lights off on Halloween. (Bah humbug, I know &#8230; I also know that my cat likes to launch himself at people.) However, I came across this suggestion on one of my friend&#8217;s Facebook feeds today to take your kids&#8217; (or yours &#8211; no judgement if you are in your 30s and go trick-or-treating) candy to dentists who &#8230; <a href="http://www.debtreduction101.com/2011/11/01/101374_got-candy.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Why you cannot take &#8220;stuff&#8221; too seriously &#8230;</title>
		<link>http://www.debtreduction101.com/2011/10/21/101366_why-you-cannot-take-stuff-too-seriously.html</link>
		<comments>http://www.debtreduction101.com/2011/10/21/101366_why-you-cannot-take-stuff-too-seriously.html#comments</comments>
		<pubDate>Fri, 21 Oct 2011 14:33:06 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Everyday Living]]></category>
		<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1366</guid>
		<description><![CDATA[I had to make a confession to my husband today &#8230; pre-shared checking account days and pre-new job with great salary days, I spent a ridiculous amount of money on what I now use as my laptop bag. I actually got two purses from one of those stupid home parties and paid over $100 for both of them. But the laptop bag usually retailed at about $130 and &#8230; well. That&#8217;s a lot of money. It&#8217;s a lot of money &#8230; <a href="http://www.debtreduction101.com/2011/10/21/101366_why-you-cannot-take-stuff-too-seriously.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What&#8217;s your vision?</title>
		<link>http://www.debtreduction101.com/2011/10/10/101346_whats-your-vision.html</link>
		<comments>http://www.debtreduction101.com/2011/10/10/101346_whats-your-vision.html#comments</comments>
		<pubDate>Mon, 10 Oct 2011 17:29:24 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Everyday Living]]></category>
		<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1346</guid>
		<description><![CDATA[&#8220;You&#8217;ve got to be very careful if you don&#8217;t know where you&#8217;re going, because you might not get there.&#8221; &#8211; Yogi Berra After I transitioned from working in an office environment to working at home, I decided to join Rotary International. I had previous exposure to Rotary when I lived up in Northfield and I like their motto: &#8220;Service Above Self.&#8221; I was also looking for a networking opportunity and &#8211; barring anything else &#8211; my Tuesday AM meeting guarantees &#8230; <a href="http://www.debtreduction101.com/2011/10/10/101346_whats-your-vision.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Happy New Year!  And a book giveaway</title>
		<link>http://www.debtreduction101.com/2011/01/01/101148_happy-new-year-and-a-book-giveaway.html</link>
		<comments>http://www.debtreduction101.com/2011/01/01/101148_happy-new-year-and-a-book-giveaway.html#comments</comments>
		<pubDate>Sat, 01 Jan 2011 15:35:33 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Everyday Living]]></category>
		<category><![CDATA[Good Reading]]></category>
		<category><![CDATA[Minimalism]]></category>
		<category><![CDATA[Random!]]></category>
		<category><![CDATA[Reader Input]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1148</guid>
		<description><![CDATA[I don&#8217;t know if this is a sign of the times or if I&#8217;m getting older, smarter or what, but last year&#8217;s ball drop wasn&#8217;t witnessed by my husband or I. I was sitting in bed going through a mountain of magazines, clipping out what I wanted to keep and pitching the rest, while my husband was downstairs in the basement, playing a computer game. We were both drinking water, because we were slightly dehydrated &#8230; from the multiple pots &#8230; <a href="http://www.debtreduction101.com/2011/01/01/101148_happy-new-year-and-a-book-giveaway.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Keeping a bucket list</title>
		<link>http://www.debtreduction101.com/2010/10/09/10542_keeping-a-bucket-list.html</link>
		<comments>http://www.debtreduction101.com/2010/10/09/10542_keeping-a-bucket-list.html#comments</comments>
		<pubDate>Sat, 09 Oct 2010 12:43:54 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Everyday Living]]></category>
		<category><![CDATA[Random!]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=542</guid>
		<description><![CDATA[One of the joys of writing a blog are when you take a moment to take stock of all of the things you&#8217;ve wrote and find some of those unpublished gems that (thankfully) got hidden amongst the other posts that are chronicled in your web publishing program. When I started this blog back in November 2008, I had about $5,500 in credit card debt, had been living with my then-fiance for over a year and was in a job that &#8230; <a href="http://www.debtreduction101.com/2010/10/09/10542_keeping-a-bucket-list.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Dealing with temptation</title>
		<link>http://www.debtreduction101.com/2010/10/05/101052_dealing-with-temptation.html</link>
		<comments>http://www.debtreduction101.com/2010/10/05/101052_dealing-with-temptation.html#comments</comments>
		<pubDate>Tue, 05 Oct 2010 12:58:40 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Everyday Living]]></category>
		<category><![CDATA[Minimalism]]></category>
		<category><![CDATA[Random!]]></category>
		<category><![CDATA[Relationships]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1052</guid>
		<description><![CDATA[While I was driving home the other day from work, I had a thought: What if I took a non-consumer compact in 2011 and limited how much I spent on &#8220;new&#8221; items? (See &#8220;The Compact&#8221; on Wikipedia. Oh how I love you, Wikipedia.) Seriously &#8230; I already love Savers. I already have trimmed way back on my consumption of products ever since I started living with my hubby and have paid off my consumer debt. And hell &#8211; this former &#8230; <a href="http://www.debtreduction101.com/2010/10/05/101052_dealing-with-temptation.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The (never-ending) war on STUFF</title>
		<link>http://www.debtreduction101.com/2010/10/02/101048_the-never-ending-war-on-stuff.html</link>
		<comments>http://www.debtreduction101.com/2010/10/02/101048_the-never-ending-war-on-stuff.html#comments</comments>
		<pubDate>Sat, 02 Oct 2010 12:40:55 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Minimalism]]></category>
		<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1048</guid>
		<description><![CDATA[I&#8217;ve talked about how I appreciate people who can truly practice minimalism. There are blogs that are devoted to paring down your possessions to the bare necessities and the feeling of &#8230; well, freedom, for lack of a better word &#8230; when you are living within your means and are living without a whole lot of extra STUFF to clutter your days, your shelves and your spare rooms. (Oh yes, home office &#8211; I&#8217;m talking to you. We will meet &#8230; <a href="http://www.debtreduction101.com/2010/10/02/101048_the-never-ending-war-on-stuff.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.debtreduction101.com/2010/10/02/101048_the-never-ending-war-on-stuff.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Would you do this to your floor?</title>
		<link>http://www.debtreduction101.com/2010/08/16/101012_would-you-do-this-to-your-floor.html</link>
		<comments>http://www.debtreduction101.com/2010/08/16/101012_would-you-do-this-to-your-floor.html#comments</comments>
		<pubDate>Tue, 17 Aug 2010 01:48:57 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Good Reading]]></category>
		<category><![CDATA[Money Saving Strategies]]></category>
		<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1012</guid>
		<description><![CDATA[OK &#8211; this is the craziest thing that I&#8217;ve seen in awhile, but with an office remodel coming up in my future (and a tiny budget to accomplish it with), I have to admit &#8211; I am intrigued. Imagine it &#8230; replacing the flooring in one of your bedrooms for about $70. No, you didn&#8217;t just get one heck of a deal by getting carpet or flooring remnants, you have used kraft paper to cover the floor of your room. &#8230; <a href="http://www.debtreduction101.com/2010/08/16/101012_would-you-do-this-to-your-floor.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.debtreduction101.com/2010/08/16/101012_would-you-do-this-to-your-floor.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>Am I busy or am I just lazy?</title>
		<link>http://www.debtreduction101.com/2010/08/12/101006_am-i-busy-or-am-i-just-lazy.html</link>
		<comments>http://www.debtreduction101.com/2010/08/12/101006_am-i-busy-or-am-i-just-lazy.html#comments</comments>
		<pubDate>Fri, 13 Aug 2010 02:09:20 +0000</pubDate>
		<dc:creator>Michelle</dc:creator>
				<category><![CDATA[Debt Reduction]]></category>
		<category><![CDATA[Everyday Living]]></category>
		<category><![CDATA[Random!]]></category>

		<guid isPermaLink="false">http://www.debtreduction101.com/?p=1006</guid>
		<description><![CDATA[That&#8217;s the question that I posed to my husband tonight as we were relaxing before he went off to play video games with his guy friends. He was half asleep in the chair and I was prone on the couch, dreaming about the pot of coffee I was going to make to revive both of us. And it was about 6:30 p.m. Since then, I&#8217;ve drank my coffee, I made a big pot of soup (yes, it&#8217;s over 90 degrees &#8230; <a href="http://www.debtreduction101.com/2010/08/12/101006_am-i-busy-or-am-i-just-lazy.html">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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