I’ve been pretty darn frumpy lately – although my general mood has lightened with the new job and all sorts of good things, I still dress like someone hit me with the ugly stick. And not only one strike, but several. It doesn’t help that I work in an area that is dominated with women and that they are all fashion plates. It is ridiculous how gorgeous they all are. With all these things in mind, I decided to budget some money in my latest paycheck to buy some clothes.
I went to Savers first and found a relatively trendy top that cost $5. It was a good start. But because I’m a martyr and because I really needed a few more tops, I made it to another specialty store that sells women’s clothing. And man – the girl who waited on me was … I don’t know how to describe it. I’m not sure if she had taken a crash course in being a pushy salesman, if she worked on commission or what, but poof! That maxi dress that I was eyeballing “magically” appeared in the dressing room with the other tops that I wanted to try on. And did I know that if I opened up a store charge account I could save an additional 20% off? Wink, wink, nudge, nudge!
When it came time to make my purchases (I bought two tops for $30 – not Savers savings, but some decent tops that bring me into this century in terms of clothing), the other sales lady rang up my tops and then dropped the credit card line again. I would be able to save six more dollars if I only signed up for a credit card! As I always do, I smile very broadly and say “no thank you.”
“Oh, but you can open up the credit card and pay it off right now if you want to,” she said. And that’s when Pushy came on over.
“You can open it up and you can just cancel it right away,” she said.
And that’s when the lady in the bra section literally shrieked. “DON’T DO THAT! YOU’LL RUIN YOUR CREDIT SCORE BY DOING THAT!”
And then I found myself as a spectator in a five minute debate about credit cards, credit scores, saving money, etc., etc., etc. And wow … it was pretty bad, especially considering that the chances of me ever having a credit card again are pretty much slim to none.
I’m not sure what I could have done differently in the situation. I even said to Pushy at one point that I write a blog about debt reduction and trying to live frugally and that you all would happily flay me if I got a credit card, but she just didn’t get it! And I really try to be polite in my refusal – sometimes I even tell people that I paid off $10,000 in credit card debt and I don’t ever want to go there again.
And speaking of never going there again? I don’t know that I’m going to go to that store again. The clothes are OK, but I’ve never found a favorite piece there. And while I worked in retail and know that some stores coach/order their associates to push store credit cards, this was just ridiculous.
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