Debt by a Thousand Cuts: Top 5 Ways to Stop Little Expenses from Killing My Budget
The devil is in the details ... You plug one hole and discover ten more. It's maddening. How to avoid debt by a th…
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Frugal Cajun Menu: Eating on $30 a Week for a Month? Feed a Family of 4 on $30 a week? Bonus: Actual Poor Student Cookbook
Post-COVID and inflation, we're spending over $500/month on groceries. We're a family of EIGHT, so this figure …
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Why You Should Pay Off Your Mortgage Early: Pros, Cons, & Potential Benefits
The single, biggest debt most people carry? A home loan. It's also the longest-term debt. With average mortgage te…
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Create A Budget: Debt Reduction Basics
Have you ever wondered where all your money goes? Only 32% of U.S. households prepare a monthly budget. That's less…
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Self Debt Consolidation: Debt Consolidation Using Credit Cards
Credit card debt is the kind of debt that gets most people into trouble. This due to the outrageously high interest rat…
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Is Debt Consolidation a Good Idea? What is the Best Debt Consolidation?
Table of Contents If you’ve found your way to this website because you’re doing everything you can to …
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9 Tips to Save Money When Buying Groceries and Healthy Food
When it comes to debt reduction and looking at budget expenses, many are fixed and there is very little that can be don…
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A New Way to Save … Living on Just One Salary
Original Post by Michelle / May 11, 2010 Now that I’m done working at the cab company, my husband and I have been fulfi…
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Ways To Reduce The Cost Of Your Utility Bills
If you are like most people, you adjust your home’s thermostat as needed for comfort without giving much thought about …
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Frugal Thinking: Preparing for Busy Days and Preventing Bad Decisions
Michelle's Debt Journal, Date: October 27, 2011 I’m hugely in favor of having a work-life balance … emphasis on the…
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$200 Lighter and Closer to Debt Free
Michelle's Debt Journal, Date: July 10, 2009 I used to love shopping. And I still love shopping – in fact, I budget…
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Little Changes Equal Big Savings
As part of my frugal journey, I’m always looking for tips to cut costs in unexpected/obvious places. Wise Bread had an …
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Hey! I'm Scott Smith. I was a debt collection prosecutor in the Attorney General's Office. Now, I'm an debt relief attorney, helping you master your debt and take back your life.
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