Insurance Savings for Not-for-Profit Members

Posted on December 4, 2012 by admin

When you’re digging your way out of debt, there are, essentially, only two variables to consider; increasing your income and decreasing your spending. If you’ve already made moves to try to do one or both of these things, you’ll already be aware of just how much the really small things can help get you on the right side of the debt tipping point. Charles Dickens expressed this best in his great novel of 1850, “David Copperfield” in which one of … Continue reading →

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Ways To Save Money On Healthy Food Giveaway

Posted on December 3, 2012 by admin

When it comes to debt reduction and looking at budget expenses, many are fixed and there is very little that can be done to reduce them. One area where costs can be cut is with the grocery budget. Unfortunately, many people decide that the only way that they can save money on their food budget is to begin purchasing unhealthy food. This is nothing more than an excuse for being lazy. While you may need to work a little harder … Continue reading →

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Is It Wise To Consolidate Debts?

Posted on November 21, 2012 by admin

By Celia Roche If you’ve found your way to this website because you’re doing everything you can to free yourself from debt – then you aren’t alone. It seems that in these post-boom times, the whole world is trying to get itself out of debt before — no doubt — the whole merry-go-round stars turning again. But at least by the next time the world is feeling confident enough to borrow to finance an overly lavish lifestyle, you’ll have learned … Continue reading →

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5 Ways to Save Money when Going to a Concert

Posted on November 6, 2012 by admin

By David Treehouse While I love to go to concerts like Willy Mason, I usually have two problems that both deal with money. The first is that ticket prices can be expensive. The second is that once at a concert, I can end up spending a whole lot more money that I intended which ultimately results in me being able to attend far fewer concerts than if I didn’t spend a whole lot. These are some of the ways that … Continue reading →

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Want More Money for Your Motor? Downsize

Posted on October 31, 2012 by admin

By Jessica Jackson Perceived wisdom states that being a car lover is an expensive curse. The hard economic truth of it is that if you own a large, powerful or heavy car, especially a ‘luxury marque’, you will feel the pinch when it comes to a trip to the fuel pumps or to the garage for a service. There is, however, a way to lighten the load, rather than your wallet: Downsizing. It’s almost a dirty word to a motor … Continue reading →

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DIY Approach to Reducing Debt

Posted on October 10, 2012 by admin

By Lorena Benchis DIY approach to reducing debt Having outstanding debts is not usually a comfortable position to be in and the greater the debt that you owe, the worse it makes you feel. Debt is often the cause of anxiety and sleepless nights and can lead to depression. The worst thing you can do about debt is nothing. The ostrich mentality where you bury your head in the sand and pretend it’s not happening isn’t going to help matters, … Continue reading →

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Unusual Ways Your Credit Score Matters

Posted on October 4, 2012 by admin

By David Treehouse There is a reason why people want a good credit score. Most people realize that a good credit score will allow them to obtain credit cards with better interest rates than when they have a lower credit score. They also know that when they are looking for home loans or car loans, they will qualify for better interest rates if they have a better credit score. These reasons alone make it important for most people to keep … Continue reading →

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Five Alternatives to Bank Loans

Posted on October 3, 2012 by admin

By David Treehouse If you are looking to raise some money for a specific reason, the usual course of action is to take out a bank loan. The process for getting bank loans isn’t complicated, but you will need to have assets in your name and a fairly good credit score to be able to obtain one. For those that can qualify for one, this is often the best way to get a loan to fund whatever project you have … Continue reading →

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10 Ways Ditching Your Car Can Save Money

Posted on September 29, 2012 by admin

By Danielle Warchol When people think about getting a car, especially a second car, they often look into the best green cars to help the environment and save money. When a car is truly needed, this is a good way to go, but more and more people are actually doing something that was once considered radical. They are foregoing a car (or second car) all together. Not only is this the greenest choice, it can also save a lot of … Continue reading →

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How to Effectively Generate Rental Income from a Second Home

Posted on September 5, 2012 by admin

The opportunity to generate extra income from a second home has never been greater. This is down to the simple fact that more people are looking to rent rather than buy due to the unstable economic environment. If you’re in a position where you can buy to let there is some serious money to be made, but it’s not a complete walk in the park as there are still some things you’ll have to sort out before you can begin … Continue reading →

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